An Analysis of Bank Syariah Indonesia digital services and features
Keywords:
BSI Mobile, Islamic Economic, Digital Service.Abstract
Aligned with technological advancements and evolving customer preferences for cutting-edge banking solutions, Bank Syariah Indonesia (BSI) has introduced the BSI Mobile Application, aiming to deliver efficient banking services in adherence to Sharia financial principles. This study is prompted by the quest for a comprehensive understanding of the digital services offered by BSI, specifically focusing on identifying distinctive features, evaluating integration levels, and assessing their impact on the operational efficiency of the bank. Employing a qualitative approach through the library research method, the research draws data from diverse sources, including literature, scientific journals, books, official documents, and pertinent information accessible through library repositories and digital platforms.Utilizing a literature study as the primary data collection technique and applying the Miles and Huberman data analysis method, this research ensures the validity and reliability of findings by relying on credible sources such as scientific journals and official documents from Bank Syariah Indonesia. The outcomes of this research successfully unveil and elaborate on the array of digital services provided by BSI, highlighting distinctive features that set it apart from conventional mobile banking applications. The analysis of BSI Mobile features offers profound insights into services that embody a holistic approach, demonstrating efficiency and compliance with Sharia financial principles.This research serves as a foundational knowledge source for future inquiries. The anticipation is that a more profound comprehension of digital service types, specific features, and their effects on BSI's operational efficiency will serve as a guide for developing more efficacious strategies in the future. The envisaged positive contribution aims to optimize digital services at BSI, enhance the overall customer experience, and elevate the operational efficiency of the bank.
Downloads
References
Arianto, Bambang. “Pengembangan UMKM Digital Di Masa Pandemi Covid-19.†ATRABIS: Jurnal Administrasi Bisnis (e-Journal) 6, no. 2 (2020): 233–47. https://doi.org/https://doi.org/10.38204/atrabis.v6i2.512.
Danuri, Muhamad. “Perkembangan Dan Transformasi Teknologi Digital.†Jurnal Ilmiah Infokam 15, no. 2 (2019). https://doi.org/https://doi.org/10.53845/infokam.v15i2.178.
Febrianti, Dwita, Sella Azara Lailatul Hidayah, Abdullah Abdullah, and Nadia Fathurrahmi Lawita. “Penerapan Basis Data Pada Perusahaan Perbankan (Studi Kasus Penerapan Mobile Banking Pada Bank Syariah Indonesia).†Jurnal Pendidikan Tambusai 5, no. 2 (2021): 3686–93. https://doi.org/https://jptam.org/index.php/jptam/article/view/1449.
FERIANSYAH, M. “Prosedur Pembiayaan Pensiun Pada Bank Syariah Indonesia Kantor Cabang Lubuklinggau,†2022. https://doi.org/https://dspace.uii.ac.id/handle/123456789/41187.
Ibrahim, Asep Saepul Malik, and Asyari Hasan. “Fitur Baru Aplikasi BSI Mobile: Produk Mitraguna Berbasis Online Dengan Skema Akad Musyarakah Mutanaqisa (MMQ).†Jurnal Ilmiah Ekonomi Islam 9, no. 1 (2023): 987–96. https://doi.org/http://dx.doi.org/10.29040/jiei.v9i1.8403.
Iqbal, Mukhamad. “Peran Perbankan Syariah Dalam Pengembangan Dan Pemberdayaan Usaha Mikro Kecil Menengah (UMKM) Industri Batik Di Kelurahan Banyurip Kecamatan Pekalongan Selatan Kota Pekalongan.†IAIN PEKALONGAN, 2019. https://doi.org/http://etheses.uingusdur.ac.id/id/eprint/94.
Jamil, Rais Maslimudin. “Pengaruh Pembiayaan Musyarakah Mutanaqishah Terhadap Perkembangan Usaha Mikro Kecil Menengah (UMKM) Pada Nasabah Bank Syariah Indonesia KCP Balaraja 2 Tangerang Banten.†Fakultas Dakwah dan Ilmu Komunikasi Universitas Islam Negeri Syarif …, n.d. https://doi.org/http://repository.uin-suska.ac.id/id/eprint/62561.
Khairunnisa, Khairunnisa, and Ilham Syahrul Jiwandono. “Analisis Metode Pembelajaran Komunikatif Untuk Ppkn Jenjang Sekolah Dasar.†ELSE (Elementary School Education Journal): Jurnal Pendidikan Dan Pembelajaran Sekolah Dasar 4, no. 1 (2020): 9–19. https://doi.org/https://doi.org/10.30651/else.v4i1.3970.
KHASANAH, USWATUN. “STRATEGI PENINGKATAN PEMBIAYAAN CICIL EMAS DENGAN PENDEKATAN BAURAN PEMASARAN PADA BANK SYARIAH INDONESIA.†UNIVERSITAS ISLAM SULTAN AGUNG SEMARANG, 2022. https://doi.org/http://repository.unissula.ac.id/id/eprint/28426.
Kurniawan, Rahmad, and Enriko Tedja Sukmana. “Teori Fiskal Dan Moneter Dalam Islam.†K-Media, 2021. https://doi.org/http://digilib.iain-palangkaraya.ac.id/id/eprint/3947.
Lestari, Suci Fauziah, Yoyo Sudaryo, Andre Suryaningprang, Dadan Abdul Aziz, Mochammad Mukti Ali, and Erna Herlinawati. “THE INFLUENCE OF DEBT TO EQUITY (DER), RETURN ON ASSET (ROA), PROFIT GROWTH, PRICE EARNING RATIO (PER) AND PRICE TO BOOK VALUE (PBV) ON STOCK PRICES IN EAST JAVA REGIONAL DEVELOPMENT BANK FOR THE QUARTERLY PERIOD 2013-2022.†Jurnal Scientia 12, no. 04 (2023): 943–54. https://doi.org/https://doi.org/10.58471/scientia.v12i04.2054.
Mahmudah, Siti, Senia Kristanti, Hafsyahda Gustiani, Riski Septianingrum, Michell Aryasheila Amanda Putri, and Murtiningsih Murtiningsih. “Analisis Service Quality Terhadap Kepuasan Konsumen Menggunakan Metode Customer Satisfaction Index (CSI) Dan Importance-Performance Analysis (IPA) Pada Aplikasi Mobile Banking Bank Syariah Indonesia (BSI).†Academica: Journal of Multidisciplinary Studies 7, no. 2 (2023): 241–62. https://doi.org/https://doi.org/10.22515/academica.v7i2.7404.
Mujib, Abdul. “Realitas Sistem Perbankan Syariah Dan Ekonomi Islam.†Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah 4, no. 1 (2019). https://doi.org/https://doi.org/10.30651/jms.v2i1.761.
Nasution, Fatimah. “Analisis SWOT Financial Technology (Fintech) Perbankan Syariah Pada PT. Bank Sumut Cabang Syariah Padangsidimpuan.†UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, 2023. https://doi.org/http://etd.uinsyahada.ac.id/id/eprint/8474.
Nugroho, Dimas Dwi, Cahyo Danang Prayugo, Real Figo Pratama, and Diaz kartika Aprilio. “PENGEMBANGAN SISTEM PERADILAN AGAMA: TANTANGAN DAN PROSPEK DI ERA DIGITAL.†Synergy : Jurnal Ilmiah Multidisiplin 1, no. 03 SE-Article (November 23, 2023): 160–64. https://doi.org/https://e-journal.naureendigition.com/index.php/sjim/article/view/897.
Pranesti, Ditha Maulida. “Dampak Merger Terhadap Pangsa Pasar Bank Syariah BUMN.†IAIN Palangka Raya, 2021. https://doi.org/http://digilib.iain-palangkaraya.ac.id/id/eprint/4035.
Pratama, Rheza. “PENERAPAN MANAJEMEN RISIKO PADA PERBANKAN SYARIAH (Studi Kasus Pada Bank Muamalat & Bank Syariah Mandiri Cabang Kota Ternate).†Jurnal Mitra Manajemen 2, no. 6 (2018): 597–609. https://doi.org/https://doi.org/10.52160/ejmm.v2i6.162.
Rarawahyuni, Ika, and Via Rismaya. “Analisis Peer to Peer Lending Dan CrowdFunding Pada Fintech Syariah Ditinjau Dari Fatwa DSN MUI Dan Pendekatan Maqashid Syariah.†Jurnal Maps (Manajemen Perbankan Syariah) 5, no. 2 (2022): 96–105. https://doi.org/https://doi.org/10.32627/maps.v5i2.466.
Surya Aznur, Erdiansyah. “Pengaruh Financial Technology (Fintech) Terhadap Kepuasan Nasabah Bank Syariah (Studi Kasus Masyarakat Lingkungan Griya Pagutan Indah).†UIN Mataram, 2023. https://doi.org/http://etheses.uinmataram.ac.id/id/eprint/5011.
Wahyu, A Rio Makkulau, and Wirani Aisiyah Anwar. “Dewan Pengawasan Syariah Pada Bank Syariah (Tinjauan Undang-Undang Perbankan Syariah).†Al-Azhar Journal of Islamic Economics 2, no. 2 (2020): 82–93. https://doi.org/https://doi.org/10.37146/ajie.v2i2.44.
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Copyright (c) 2024 zaenal abidin
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.