Tarishah Putri Arini, Tubagus Thresna Irijanto, and Noraziah Che Arshad. “ROA Performance Evaluation: Is Islamic Banking More Resilient to Crises Than Conventional Banking?”. AL-FALAH : Journal of Islamic Economics 11, no. 1 (May 28, 2026): 21–38. Accessed May 30, 2026. https://journal.iaincurup.ac.id/index.php/alfalah/article/view/16296.